Stablecoin cards · Global accounts · Cross-border payments
Hold stablecoins. Pay in any currency.
KekaPay links your USDT and USDC balance to Visa cards, multi-currency accounts and bank transfers worldwide. Your finance team gets one dashboard, and your developers get one API.
- Visa cards, virtual and physical
- USDT and USDC top-ups
- REST API and webhooks
Core products
Four products on one balance
Fund your account once, with stablecoins or fiat. Then spend by card, receive into local accounts, send bank transfers or convert, all from the same place.
Stablecoin Card
Visa cards funded with USDT and USDC.
- Virtual cards ready in seconds, physical cards on request
- Limits, merchant category blocks and instant freeze
- Funds convert at the moment of payment
Global Accounts
Receive USD, EUR, GBP and more through local and SWIFT account details.
- Local details for ACH, SEPA and Faster Payments, plus SWIFT
- Separate accounts per store, client or subsidiary
- Sender and reference shown on every incoming payment
Global Transfers
Pay suppliers and staff abroad through local networks and SWIFT.
- Rate and fee shown before you confirm
- Batch payouts from a CSV file or the API
- A payment confirmation for every transfer
Crypto–Fiat Exchange
Convert between stablecoins and fiat at a locked quote.
- USDT and USDC against USD, EUR and more
- Quote locked while you confirm
- Large orders priced by our OTC desk
How money moves
From a stablecoin deposit to a paid invoice
A typical flow for a company that earns in crypto and pays its suppliers in fiat.
In
Out
- 01
Deposit
Send USDT or USDC to your deposit address, or wire fiat to your account details.
- 02
Hold
Keep the balance in stablecoins or in fiat. Nothing is converted until you pay or choose to convert.
- 03
Pay
Use cards for online spend, and bank transfers for suppliers, payroll and taxes.
- 04
Reconcile
Export statements, card transactions and transfer confirmations for your accountant.
For platforms and institutions
Building a financial product? Start from ours.
Card programs, white-label software and a single API. You bring the customers and the brand; we run the payment infrastructure behind it.
Card Issuing & BIN Sponsorship
Issue Visa cards under your brand through BIN sponsorship, with program management and card production handled for you.
Financial Software
Wallet apps, a multi-currency ledger, KYC and KYB workflows and an operations console, deployed under your name.
API & Integration
Cards, accounts, transfers and exchange through one REST API, with webhooks for every status change.
curl https://api.kekapay.com/v1/cards \
-H "Authorization: Bearer sk_test_4f9c…" \
-H "Idempotency-Key: 7c1e2a90-5b" \
-d '{
"type": "virtual",
"currency": "USD",
"funding_source": "usdt_balance",
"spending_limit": { "amount": 5000, "interval": "monthly" }
}'{
"id": "card_8Hq2Lx",
"status": "active",
"last4": "3456",
"funding_source": "usdt_balance"
}Issue a virtual card funded from a USDT balance
Solutions
Where KekaPay fits
Companies that earn, hold or pay money across borders use the same building blocks in different combinations.
Cross-border e-commerce
Receive marketplace payouts, pay suppliers abroad and keep more of each sale.
Digital advertising
One card per ad account, with budgets you can see and control.
Web3 and crypto companies
Turn stablecoin revenue into fiat for salaries, rent and vendors.
Fintechs and payment institutions
Offer cards, accounts and payouts under your own brand.
Global teams and contractors
Pay people in many countries from a single batch.
Import, export and trade
Pay suppliers in the currency on the invoice.
Security and compliance
The controls your compliance team will ask about
Payments move through regulated partners and are checked at every step. This is what that means in practice.
Verified onboarding
Every business goes through KYB review. Directors and beneficial owners are identified before an account opens.
Screening and monitoring
Payments and wallet addresses are screened against sanctions lists and watched for unusual patterns.
Card protection
3-D Secure on online payments, spending rules on every card, and freeze or cancel in one click.
Roles and approvals
Separate permissions for viewing, creating and approving payments. Every action is logged with who did it and when.
Data protection
Data is encrypted in transit and at rest. API keys are scoped by permission and can be limited to your IP addresses.
Getting started
Opening an account
- 01
Tell us what you need
Send us a message through the contact form, by email or on WhatsApp. We usually reply within one business day.
- 02
Send your documents
Company registration, ownership structure and IDs of directors. We tell you exactly what applies in your jurisdiction.
- 03
Start transacting
Once approved, you get dashboard access and your first cards and account details. API access is set up on request.
Tell us what you need to pay, receive or convert.
We will come back with the products, pricing and onboarding steps that apply to your business.